Old-age pension

In Luxembourg, you can apply for an old-age pension:

• From the age of 65, if you have at least 120 months (10 years) of insurance periods. These periods can be:
  • periods of compulsory insurance,
  • periods of continued insurance,
  • periods of voluntary insurance,
  • or periods of retroactive purchase.
• Before the age of 65 (early retirement pension):
  • From the age of 60, if 40 years of insurance periods have been accumulated, including at least 10 years of compulsory insurance periods.
  • From the age of 57, if 40 years of compulsory insurance periods have been accumulated.

Working while receiving an old-age pension from the age of 65 has no effect on pension entitlement.