Services / Care

Health and maternity insurance in Luxembourg covers a wide range of medical, paramedical and hospital services, in order to guarantee access to healthcare for all insured persons.

Medical services

Consultations and care provided by:

  • General practitioners and specialists (paediatricians, pulmonologists, gynaecologists, etc.)
  • Dentists: general care, dentures, orthodontics
  • Psychotherapists: individual or group sessions

Paramedical consultations

  • Physiotherapy
  • Speech therapy
  • Nursing care
  • Psychomotor therapy
  • Dietary treatment
  • Midwifery care

Visual and hearing aids

  • Glasses and contact lenses
  • Hearing aids

Hospitalisation and treatments

Coverage of costs related to:

  • Hospital stays
  • Therapeutic treatments

Medicines, medical devices and medical transport

  • Prescription medicines
  • Medical devices (orthopaedic equipment, etc.)
  • Medical transport (ambulance, taxi, etc.)

Access to healthcare

In Luxembourg, all doctors practising in the country are registered with the CNS. This means you are free to choose your healthcare provider (except in emergencies), both for yourself and your children.

Reimbursements and out-of-pocket expenses

The reimbursement rate refers to the percentage of healthcare costs covered by the health and maternity insurance scheme, in accordance with the legal provisions and reference rates in force.

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